The Board periodically sends out recommendations for your condo personal insurance coverage. Some items that the Board recommends are not standard in a condo policy and the Board wants you to be aware of why they are recommended. Check the Stonebrooke Insurance Recommendations document to see why Improvement & Betterment coverage and Loss Assessment coverage should be added to your standard condo owner’s policy which normally contains only the building, the contents, liability coverage, and loss of use.